Everyone needs a robust investment plan that helps them navigate the tough tides smoothly. To create such a plan, it is important that we seek professional guidance from an investment adviser. Even if you have an idea of where you want your money to go, it can be hard to know what investments will work out best for you. 

Investment advice that is independent, customised and responsibly reviewed episodically is not easy to find, at least in India. However, here are some of the pointers that could guide you in identifying who is the right investment adviser for you.

The adviser is regulated by SEBI 

For every advice an investment adviser gives, they’re audited and responsible for the suitability of the advice. This is also verifiable on the SEBI website. So the next time you look for investing advice, look for a SEBI registered investment adviser – like us.

No selling of products 

An adviser will only recommend product options that suit your investment strategy. Along with it they offer a rationale stating why it will help you achieve your goal. This will help you understand the product and its suitability to your portfolio, and make an independent decision based on their advice.

Relationship based approach

Your adviser intends to practise long term engagement with you over some timely transactions. For them, your goals and your risk taking capacity are important. They make sure the products they choose for your investment strategy aren’t about how much commission AMC offers, but its suitability to your circumstances.   

Adviser charges fees 

In India, investors still depend on unreliable advice from known resources. To protect their interest, investment advising was professionalised by SEBI under the Registered Investment Adviser Act, 2013. Under this act, the adviser only charges a fee from the client and is legally withheld from earning additional commissions. When you hire an investment adviser, the compensation structure is product-independent, tailored to your circumstances and affordability.

Your adviser spends time gauging your circumstances

Investors end up losing money when hasty calls are taken on their investments. When an investment adviser like HP Private Wealth manages your investments, they show no urgency to get you in or out of the market or products. 

As an investor, we feel it is important that you’re aware of what you can expect from your investment adviser or financial advisor. This protects you from falling for unknown misselling of products.